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Steps to Home Ownership

The hardest part about the home buying process is often just knowing where to start.


Integrity First Mortgage Group hopes that the steps outlined below will assist you in your journey toward home ownership.

Contact Integrity First Mortgage Group For Your Free Consultation

We will review your budget – Budgeting your money is the first step in preparing for home ownership. Most consumers interested in purchasing a home need to save money for their down payment, closing costs and other expenses associated with moving and home maintenance. We have many programs and will help you determine the most cost effective approach.

We will help you complete your loan package and determine the loan amount you will qualify for.

We will pre-qualify you for the right mortgage loan that fits your needs and secure you the best rate that YOU qualify for..

Assess Your Needs - Identify the features in a home that will be most important to you and your family.

Work With a Real Estate Agent - Choose a Real Estate Agent to show you properties in your area.

Purchase and Sales Agreement - Your Real Estate Agent will help you to make an offer and negotiate a purchase price on a property. All contracts should have a subject to final lender approval. We recommended that you always arrange for a professional home inspector to look at the property.

Integrity First Mortgage Group will take you through the rest of the process:

• We will order your home appraisal to assure the value of your home investment for you and the lender.
   
• We will make lenders compete for your business
   
• We will finalize and process your loan package.
   
• We will obtain final lender approval for you.
   
• We will take you through the closing process where you will sign all of the mortgage documents and keys to your home from the seller.

Congratulations, you are a home owner! The process was made simpler for you, done fast and completed with Integrity!