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Debt Consolidation Loans

If you're feeling overwhelmed by credit card bills or other high interest payments, a debt consolidation loan may be just what you need. You can consolidate all your bills into one low monthly payment. You can save money, and have more cash at the end of each month. Integrity First Mortgage Group can find you the right loan that fits your needs. We have programs that allow you to qualify for up to 125% of your home's value.

The principle behind debt consolidation loans is fairly simple - you borrow a lump sum from the equity in your home to repay your creditors and are then left with one creditor and one monthly payment.  This can be done through refinancing your home, doing a second mortgage or home equity line of credit.

Advantages

• Get extra cash for home improvements or other needs.
• One payment versus many payments.
• Lower monthly payments.
• Reduced interest rates.
• Only one creditor.

Disadvantages

•  Could be easy to get into further debt.

Good Credit? Credit Problems?

 Integrity First Mortgage Group can help!